Up to 80% Annually With 3 SAFE Passive Income Plays

Jeff Opdyke (Jeffo)
7 min readDec 1, 2021

Everywhere you turn these days, someone is pitching high-yield, passive-income in crypto. It’s the holy grail.

Alas, much of it is a rug-pull waiting to happen. Some of it is a Ponzi scheme waiting on the last sucker to invest. (And I’m going to tell you about one of those this week).

And some of it is real.

It’s the real stuff I bring you today. The places where I am personally earning passive income of as much as 80% annually. Some of it is simply free cash — the best kind of cash.

To be straight up with you, I’m not trolling for multi-hundred, multi-thousand percent gains passively. And for a simple reason: I want some mental assurance that my cash is coming back to me. Return OF principal is, arguably, far more important than return ON principal. After all, you can 2,000% percent per day, compounded every day for a month, and turn a single dollar bill into more than $5 million in 31 days.

But if the entire arrangement is a rug or a Ponzi, being a millionaire on paper won’t get you that Lambo. Just means you lost a dollar.

So, I want to share with you the legit places I am earning passive income on my crypto, or even free cash. We start with free cash…


This is perhaps the easiest way to get free money since it requires no invested capital — Hi.

It’s a Singapore-based, not-for-profit mobile-payments and financial-services platform. And the only reason I mention Singapore is because that country is one of the true leaders in regulation. It’s not like your money is going into some random country where regulations are written on napkins and spare toilet rolls.

Singapore is one of the few countries where I feel like my money is truly safe, and where the companies I invest in and the exchanges I use are on the right side of morality. (I’ve had a brokerage account in Singapore for the better part of 20 years, so I am quite familiar with the country.)

Right now, Hi is trying to rapidly build out its customer base. It’s on the “Road to 1 Billion Members.” That dream is probably too aggressive, but it has just over 2 million members so far who are saving in crypto. In gathering up new members, Hi is offering a small signup bonus of 1 Hi Dollar (each Hi Dollar is worth about $1.32 right now, having climbed from a low of about $0.37 in October).



Jeff Opdyke (Jeffo)

Former Wall Street Journal writer living in Prague. Crypto and investing. Editor Global Intelligence Letter. Also on Substack: jeffoalpha.substack.com/